Reconcile settlement references
Connect
SPIRITT
FinmoPut treasury work in motion
Reconcile every money movement
Run Finmo payment operations with real wallet balances, current payment states and exact transfer approvals. Prepare collections and payouts using the current method requirements and the approved destination, currency and amount.
What you can do with Finmo.
Payments with exact intent
Prepare collections and payouts using the current method requirements and the approved destination, currency and amount.
One financial record
Join transactions, payins, payouts and refunds into a reconciliation workflow with retained references.
Balances before movement
Check actual wallet currency accounts and available funds before approved transfers.
Works with your other apps.
Get started in three steps.
01
Open your workspace
Start a SPIRITT workspace for payments with exact intent and give it your operating priorities.
02
Connect Finmo
Connect your Finmo account and choose the records and actions this workspace may use. Money movements require exact approval; ambiguous failures are checked before retry.
03
Delegate an outcome
Ask SPIRITT to build a treasury console. It carries the work through and checks the result.
Hand over a mission.
Choose a mission. Make it yours.
Put Finmo to work.
Reconcile every money movement
Questions
Finmo, with SPIRITT.
01Can SPIRITT move money in Finmo?+
Yes. Payins, payouts, full refunds and wallet transfers have real financial effects. Each mission needs an exact approved amount, currency and destination or originating payment.
02How are duplicate payments avoided?+
Retain a unique idempotency key per intended request and reuse it only for an identical retry within eight days. Ambiguous failures require payment or transaction checks first.
03Can it make partial refunds?+
The supported refund action is a full refund for a completed refundable payin. Do not use it as a partial-refund workflow.
04What about cross-currency payouts?+
They require a matching Finmo FX rate ID. This connection does not supply a rate-creation action; the required rate must already be available.
05Is a new beneficiary ready immediately?+
Not necessarily. Activation can take 24 hours, so beneficiary creation and payout readiness are separate states.
06Can it reconcile without moving funds?+
Yes. Wallet balances, payment records and organization transactions can power restricted dashboards, exception queues and accounting reconciliation.